These terms govern your use of Lucora, including our website, your
account, the orders you place, and the member-to-member Exchange. By
creating an account or using Lucora, you agree to be bound by these
terms. If you do not agree, please do not use the service.
Our Privacy Policy explains how we handle
your personal data and forms part of this agreement.
2. Who may use Lucora
You must be at least 18 years old and legally able to enter into a
contract. If you use Lucora on behalf of a business, you confirm that
you are authorized to accept these terms for that business.
3. Your account
You agree to provide accurate registration details and to keep them up
to date. You are responsible for everything that happens in your
account, and for the confidentiality of your password and payment PIN.
Contact Customer Service immediately if you suspect unauthorized access.
We may ask you to verify your identity before acting on a request.
4. Products, pricing & availability
We describe every item as accurately as we can, but photographs, colors
and measurements on screen may differ slightly from the item you
receive.
Stock and prices can change at any time before you order. If an item is
listed at an obviously incorrect price, or is no longer available after
you order it, we may cancel the order and refund you in full.
5. Orders
The price shown at checkout is final at the time of purchase. Your order
is an offer to buy; the contract is formed once we confirm the order.
You can follow its progress on the Orders page.
We may decline or cancel an order if we suspect fraud, if payment fails,
or if we cannot fulfill it. Where we cancel a paid order, we refund the
full amount.
6. Payments
You must pay through the methods available in the app, using an account
or card you are entitled to use. Payments may be handled by third-party
providers who apply their own terms.
Prices are shown in US dollars. Sales tax, duties or import charges may
be added at checkout or on delivery depending on your location, and any
fees charged by your bank or payment provider are your responsibility.
7. Delivery
Delivery estimates are estimates, not guarantees. Risk of loss passes to
you once the item is delivered to the address you provided, so make sure
that address is correct and that someone can receive the parcel.
If a delivery is delayed or arrives damaged, tell Customer Service as
soon as possible so we can help resolve it.
8. Returns & exchanges
You have 30 days from delivery to return an item for a refund or
exchange, and return shipping is on us. Items must be unused, in the
condition you received them, and include the original packaging, tags
and authenticity documents. Manufacturing faults are covered separately
for 24 months.
Personalized or made-to-order items cannot be returned unless they are
faulty. Nothing here limits your rights under consumer protection law.
9. Exchange (P2P)
Currency and crypto trades are matched with other members. Trades that
find no match are cancelled automatically once the countdown shown on
screen runs out. You are responsible for sending payment only through
the method confirmed inside the trade.
Lucora matches members and records the trade; we are not a party to it
and we do not guarantee that the other member will meet their
obligations. Never move a trade off the platform, and never release
funds before you have confirmed that payment has actually arrived.
Exchange rates move quickly and trades can result in loss. You trade at
your own risk and are responsible for any tax arising from it.
10. Prohibited use
You agree not to:
Use Lucora for fraud, money laundering, or any unlawful purpose
List, sell, or trade counterfeit goods
Register accounts using someone else's identity or payment details
Interfere with the service, or try to access accounts or data that are not yours
Copy, scrape, or resell our content or listings without permission
Harass or abuse other members or our Customer Service team
11. Our content
The Lucora name, logo, interface, text and images belong to us or our
licensors. You may use them only as far as needed to use the service.
Brand names and product images shown on Lucora remain the property of
their respective owners.
12. Suspension & closure
We may suspend or close an account that breaches these terms, or where
we reasonably suspect fraud or risk to other members. As far as it is
practical and lawful to do so, we will explain why.
You can close your account at any time. Closing it does not cancel
orders or trades already in progress, or remove obligations that arose
before closure.
13. Disclaimers & liability
Lucora is provided "as is". We work to keep the service available and
accurate, but we do not promise it will be uninterrupted or error-free.
To the extent permitted by law, we are not liable for indirect or
consequential loss, lost profits, or losses arising from a trade with
another member. Nothing in these terms excludes liability that cannot
legally be excluded, including for fraud, or death or personal injury
caused by our negligence.
14. Governing law
These terms are governed by the laws of the State of Delaware, United
States, without regard to its conflict of law rules. If any part is
found unenforceable, the rest continues to apply.
If you are outside the United States, this does not remove any mandatory
consumer protections available to you under the law of the country where
you live.
15. Dispute resolution & arbitration
PLEASE READ THIS SECTION CAREFULLY. IT REQUIRES MOST DISPUTES TO BE
RESOLVED BY INDIVIDUAL ARBITRATION INSTEAD OF IN COURT, AND WAIVES YOUR
RIGHT TO A JURY TRIAL AND TO PARTICIPATE IN A CLASS ACTION. YOU MAY OPT
OUT WITHIN 30 DAYS.
Talk to us first. If there is a problem, contact
Customer Service before bringing a formal claim — most issues are
resolved there. If it is not resolved informally within 30 days, either
party may begin arbitration.
Binding arbitration. Any dispute arising out of these
terms or your use of Lucora will be settled by binding arbitration
administered by the American Arbitration Association under its Consumer
Arbitration Rules, before a single arbitrator. The arbitration takes
place in Delaware or, at your choice, in the area where you live, and
may be conducted by phone, video or written submissions. The
arbitrator's award may be entered as a judgment in any court with
jurisdiction.
Individual claims only. Claims must be brought in your
individual capacity. You and Lucora each waive the right to a jury trial
and the right to participate in a class, collective or representative
action. The arbitrator may not consolidate claims from more than one
person.
Exceptions. Either party may still bring an individual
claim in small claims court, and either party may ask a court for an
injunction to stop misuse of intellectual property or unauthorized
access to the service.
How to opt out. You can reject this arbitration
agreement by telling Customer Service within 30 days of first accepting
these terms, stating your name, your account email, and that you opt out
of arbitration. Opting out is free and does not affect any other term;
disputes will then be heard by the state or federal courts in Delaware.
Any claim must be brought within one year of the event that caused it,
to the extent the law allows. If the class action waiver above is found
unenforceable for a particular claim, that claim is heard in court while
the rest of this section still applies.
16. Changes to these terms
We may update these terms from time to time. For significant changes, we
will notify you by email or on the website before the change takes
effect, and update the date at the top of this page.
Continuing to use Lucora after changes take effect means you accept the
updated terms. If you do not accept them, you may close your account.
17. Contact us
Questions about these terms? Reach us through
Customer Service
on the website, and we will get back to you.